Lloyd's is the world's largest specialized insurance and reinsurance market. Since 327 years Lloyd's has been involved in all sorts of risks around the world, from simple to complex, studied by our underwriters and placed through a broad network of brokers, coverholders and service companies. The expertise and financial strength of Lloyd's allowed it to be a reference in global risk insurance. Lloyd's is not only one of the leaders in property and liability insurance in France, but also specializes in specialized risk insurance in areas such as construction, energy, cyber threat , terrorism, the risk of reputation, works of art. WHO ARE THE COVERHOLDERS ? Coverholders are companies authorized by a management company to conclude insurance contracts on behalf of LLoyd's. The scope of the coverholder's underwriting powers is defined in a "Binding Authority Agreement" between the managing agent and the coverholder. Coverholders are key players in the distribution chain, providing local access to Lloyd's worldwide.